Where did the money go this month?
The 50/30/20
budget rule,
automated.
Built on the proven 50/30/20 rule — and fully customizable to any split your household needs. Track shared spending, scan receipts, add expenses by voice, and grow your savings automatically.
Managing money together is hard.
We make it simple.
Three reasons households lose track of their money — and exactly how FI-532 fixes each one.
Money disappears every month and you can't explain where it went.
FI-532 sorts every transaction into your 50/30/20 split automatically — see exactly where each dollar goes, in real time. No spreadsheets, no guessing.
Splitting costs with your partner or roommates turns into a guessing game.
Share one household, split expenses, and settle up in seconds. Everyone sees the same numbers — no more awkward 'who paid for what' math.
Forgotten bills and creeping subscriptions quietly drain your savings.
Track every recurring bill, get smart reminders before due dates, and protect your 20% savings goal — nothing slips through the cracks.
Start free — no credit card needed.
The 50/30/20 rule.
The simplest path to financial freedom.
Proven by financial experts worldwide. Used by millions. FI-532 automates it for your household — and lets you reshape the split to any ratio that fits your life.
Needs
Cover what keeps life running.
Essential expenses you can't skip — housing, utilities, groceries, transport, healthcare. Half your income, protected and tracked.
Wants
Enjoy life without the guilt.
The things that make life enjoyable — dining out, subscriptions, hobbies, shopping. Spend freely within the 30%, never beyond.
Savings
Build the future you deserve.
Your financial future, funded automatically. Emergency funds, investments, debt payoff — every dollar here works harder than those you spend.
FI-532 tracks every transaction, categorizes your spending, and shows your 50/30/20 breakdown in real time — so you always know where you stand, without spreadsheets or manual math.
Every dollar. Every decision.
In one place.
FI-532 brings your entire financial picture into a single, beautifully designed workspace.
Every transaction, accounted for
Log income, expenses, and transfers instantly. Search any merchant and filter by type — your spending story, told clearly.
Your budget dashboard
Needs, wants, and savings at a glance, on the 50/30/20 rule or your own split. Unspent budget rolls over to the next cycle.
Never miss a bill again
Bills and subscriptions in one planner — rent, utilities, Netflix, Spotify. See the monthly total and every upcoming due date.
Every transaction, accounted for
Log income, expenses, and transfers instantly. Search any merchant and filter by type — your spending story, told clearly.
Your budget dashboard
Needs, wants, and savings at a glance, on the 50/30/20 rule or your own split. Unspent budget rolls over to the next cycle.
Never miss a bill again
Bills and subscriptions in one planner — rent, utilities, Netflix, Spotify. See the monthly total and every upcoming due date.
Everything you need. Nothing you don't.
A full suite of budgeting tools designed around how real households think about money — simple, collaborative, and always in sync.
Customizable Budget Dashboard
Your 50/30/20 breakdown visualized — or any split you choose. Navigate cycles, compare periods, and roll unspent budget forward.
Transaction Tracking
Log every dollar — income, expenses, transfers. Search merchants and filter by category, date, or type instantly.
Recurring & Subscriptions
Bills and subscriptions in one planner. Track due dates, see your monthly total, and never miss a payment.
Household Collaboration
Invite family members, split expenses, and settle balances. Real-time shared visibility for the whole household.
AI Financial Reports
Ask about your money in plain language. Daily at-a-glance insights and chat-style reports on your spending.
Receipt Scanning
Snap a receipt and FI-532 reads the line items, so groceries and bills become transactions in seconds.
Voice Entry
Just say it — "tools at Walmart for $40.99" — and the expense is logged, categorized, and ready.
Savings Plan
Split your monthly savings into goals — emergency fund, investments, vacations — and watch each one grow every cycle.
Shopping Lists
Build a shared list, check off what you bought, and turn it straight into a categorized transaction.
More ways to stay on top of your money.
FI-532 goes beyond a dashboard. Capture spending the moment it happens, plan ahead, and let the app do the math.
Ask your money anything
Get a plain-language read on your spending. FI-532 surfaces a daily at-a-glance summary and answers questions like "how much did we spend on housing this cycle?" — no spreadsheets, no digging.
- Daily at-a-glance insights
- Chat-style spending reports
- Spot overspending early
Scan a receipt, log it in seconds
Point your camera at any receipt and FI-532 reads the total and line items for you. Groceries, bills, and shared costs become accurate transactions without typing a thing.
- Auto-reads totals & items
- Multi-language receipts
- Capture or pick from Photos
Add an expense just by saying it
Hands full? Speak the expense out loud — "I bought tools at Walmart for $40.99" — and FI-532 turns it into a categorized transaction. The fastest way to log spending on the go.
- Natural-language input
- Auto-categorized
- Works in your language
Put your savings on autopilot
Turn your monthly savings target into real goals — emergency fund, investments, vacations. FI-532 allocates each cycle automatically and carries balances forward so your future keeps funding itself.
- Goal-based savings buckets
- Auto-allocated every cycle
- Balances roll forward
See every trend at a glance
A clear monthly trend of income versus expenses, plus a spending overview that ranks your top categories. Know exactly where your money goes — and where to cut.
- Income vs expense trends
- Top spending categories
- Compare cycle to cycle
See the whole month at a glance
Every bill, expense, and subscription mapped onto a calendar for the current cycle. Know exactly what's due and when — no surprise payments, no scramble at month-end.
- Bills, expenses & subscriptions
- Due dates on a monthly view
- Plan around your cycle
From shopping list to transaction
Plan the grocery run as a shared household list. Check off what you actually bought, and FI-532 turns those items into one categorized transaction — no double entry.
- Shared household lists
- Check off bought items
- One tap to a transaction
Download free on iOS
Up and running in minutes.
No spreadsheets. No complicated setup. Just a clean workspace that works the way you think about money.
Create Your Account
Sign up securely with email. Your data is protected with enterprise-grade authentication through Clerk.
Set Up Your Household
Configure your currency, timezone, and budget rule. Choose your 50/30/20 split — or customize it to match your goals.
Track Everything
Log transactions, set up recurring bills, and categorize your spending. Your dashboard updates in real time.
Stay in Control
Review monthly insights, get AI-powered reports, export your data, and collaborate with household members.
Households saving more. Every month.
“Finally an app that makes budgeting with my partner simple. We can both see where our money is going and plan together. The 50/30/20 view is a game-changer.”
“The recurring bills tracker is a lifesaver. I set it up once and now I never miss a payment. Clean UI, fast, and it actually helps me save more every month.”
“I love the needs/wants/savings breakdown. It completely changed how I think about spending. I've saved more in 3 months with FI-532 than in the past year.”
Start free. Upgrade when you're ready.
No hidden fees. No credit card required for the free plan. Upgrade anytime through the App Store.
Free
Start your 50/30/20 journey — no credit card needed.
- Monthly budget dashboard
- Up to 10 transactions / month
- 2 active recurring items
- Category-based tracking
- Household setup & configuration
- Secure authentication
Premium
The full FI-532 experience. Unlimited, collaborative, powerful.
- Unlimited transactions
- Unlimited recurring items
- Multi-member collaboration
- Split expenses & settle up
- Bill reminders & notifications
- AI-powered financial reports
- Shared shopping lists
- Distribution calculator
- CSV data export
- Priority support
Take control of your
household finances.
Start with the free plan today. Set up your 50/30/20 budget, track every dollar, and upgrade when you're ready.