Terms of Service

Last updated: February 11, 2026

1. Acceptance and Eligibility

By accessing or using FI-532, you agree to these Terms of Service. You may only use the service if you can form a binding agreement under applicable law.

2. Accounts and Responsibilities

You are responsible for maintaining the confidentiality of your sign-in credentials and for activity under your account. You agree to provide accurate information and to promptly update it when needed.

3. Acceptable Use

You may not misuse FI-532, attempt unauthorized access, interfere with platform integrity, use automated abuse methods, or engage in unlawful, fraudulent, or harmful conduct through the service.

4. Subscriptions and Billing

Certain features require a paid subscription. Purchases and renewals are processed by Apple App Store or Google Play. Billing cycles, cancellations, refunds, and payment disputes are governed by the applicable store's policies.

5. Service Availability and Changes

FI-532 may evolve over time. Features may be updated, changed, suspended, or discontinued, and the service may be temporarily unavailable due to maintenance, updates, or outages.

6. No Financial, Legal, or Tax Advice

FI-532 provides budgeting tools for informational purposes only and does not provide financial, legal, tax, accounting, or investment advice. You are solely responsible for decisions made using the service.

7. Intellectual Property

FI-532 and its content, software, design, and branding are protected by applicable intellectual property laws. Except for rights expressly granted in these Terms, all rights are reserved.

8. Disclaimer and Limitation of Liability

To the maximum extent permitted by law, FI-532 is provided on an 'as is' and 'as available' basis without warranties of any kind. FI-532 will not be liable for indirect, incidental, special, consequential, or punitive damages, or loss of data, profits, or goodwill.

9. Termination

FI-532 may suspend or terminate access if these Terms are violated or if misuse is detected. You may stop using the service at any time.

10. Governing Law and Disputes

These Terms are governed by applicable law. Any dispute that cannot be resolved informally will be handled by courts with proper jurisdiction, unless otherwise required by applicable consumer protection law.

11. Contact

Questions about these Terms can be sent to Roberto Sourdis at info@fi-532.app.

If you have any questions about this document, please contact us at info@fi-532.app